Insurance
We hope it never happens, but should you be injured while on a GCC ride go to the American Specialty Website to find instructions for reporting the incident. You will need the signature of a GCC official to submit the required form. Generally, if you are a GCC member, our insurance will cover what yours does not after the first $500 is paid, up to $10,000. Amounts paid by your insurance company count towards the $500.
If you get into a liability situation on a GCC ride, our insurance is primary insurance. You are covered if you are a GCC member and have signed and dated a release.
This insurance only covers you while on a GCC ride or participating in a GCC event. Unfortunately, if you fall off your bike while riding to a ride, you are not covered. More importantly, rides that are not organized through the GCC are not covered. To qualify, a ride must be posted on the GCC Ride Schedule in the Members Area. Should you choose to organize a ride through non-GCC social media, ensure the participants know that they are not covered by the GCC medical insurance, and that liability coverage is through your homeowner policy.